To add your child to the dental plan, email Betsy Kovacs (see address listed above)
Please include your child's full name and date of birth. Your child will be added as soon as possible effective the date you sent the email.
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This year, the Benefit Trust team was faced with an enormous challenge. Early in the year, we were informed that our dental premium has not changed in recent years even with the increase in cost. Delta Dental notified us that we were looking at a 35% increase in our premium.
Your Benefit Trust Team spent the year trying to find a solution that would simultaneously maintain our amazing benefits and cut costs. We researched options at Delta Dental and two other dental insurance carriers. We are proud to report we have decided to remain with Delta Dental and have kept our premium to a 16% increase while maintaining most of our member’s current benefits.
Effective July 1, 2011 participants who use an In Network Dentist will maintain most of the same benefits they currently have with some minor exceptions.
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Major Restorative Work
(crowns, inlays, onlays and cast restorations)
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Previously covered at 100%
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Now covered at 100% after a $50 deductable per person, max $150 per family
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Basic Services
(fillings)
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Previously covered at 100%
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Now covered at 80% (no deductable)
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Effective July 1, 2011, participants who use a Delta Dental Premier Dentist and Non-Delta Dental Dentist will have a change in coverage. The reimbursements to the dentist will be lower than in previous years. In addition, the following changes will apply.
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Major Restorative Work
(crowns, inlays, onlays and cast restorations)
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Previously covered at 100% of Delta PPO/Non Delta contracted fee schedule
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Now covered at 70% after a $50 deductable per person, max $150 per family (based on Delta PPO/Non Delta contracted fee schedule).
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Basic Services
(fillings)
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Previously covered at 100% of Delta PPO/Non Delta contracted fee schedule
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Now covered at 60% (no deductable - based on Delta PPO/Non Delta contracted fee schedule).
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If you have any problems or questions, please feel free to contact our plan administrator, Betsy Kovacs, at
betsykovacsdelta@gmail.com, or any of the Benefit Trust Team. Thank you.
Your Benefit Trust Team
Shawna Bruno
Don Glass
Janice Martin
Kate Mauro
Michele Milgrim
Janet Anderson (SESA Representative)
Pat Reynolds (STA Representative)
Mike Cooper (STA Representative)
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| Form for Dentist |
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| Benefit Trust Enrollment Form |
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| ATTENTION FLEX SPENDING ACCOUNT CARD HOLDERS: |
The recent health care legislation has restricted the use of FSA (Flex Spending Account) cards on OTC (over the counter) purchases. The following itesm will NOT be covered any longer:
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- feminine anti-fungal/anti-itch
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- anti-parasitic treatments
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- baby rash ointments/creams
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The following items WILL be covered:
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- elastic bandages and wraps
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- insulin & diabetic supplies
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- contact lens supplies & solutions
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There is an exception - if you get a doctor's prescription for a non-covered item, you can purchase the item and submit the prescription and receipt to your FSA plan for reimbursement.
EFFECTIVE JANUARY 1, 2011
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